Retiree Eligibility

You may participate in the Retiree BENEFlex program if you have six years of service and were hired before July 1, 2011. Members starting employment after July 1, 2011, will need eight years of service to participate in the Retiree BENEFlex program.  All members must be receiving a Florida Retirement System monthly pension benefit check or if you are in the FRS Investment Plan be at least 59½ years of age with six years of service (eight years if hired after July 1, 2011) or have completed 30 years of service and be eligible for withdrawals under the State Investment Plan.

Continuation of Coverage

You may continue the coverage in effect at the time of your retirement for the following benefits:

• Medical

• Dental

• Vision

• Board Basic Life

• Family Term Life insurance

Retiree Insurance

Your active coverage will continue through the end of the month of your retirement date. For example, if you retire on June 4th, insurance coverage will continue through June 30th. However, you may continue the coverage in effect at the time of your retirement at full cost including medical, dental, vision, basic board term life, insurance and family term life insurance. 

Application of Retiree Insurance

30 days prior to your effective retirement date, Risk Management will mail an insurance packet to your home with the address on file with the district. You will need to return the application with 2 months of premium prior to the effective date of your insurance.

Insurance Cost 

If you elect coverage, you will be asked to pay 2 months of premium in advance for medical, vision, and/or life insurance. Thereafter, your health, vision, and life insurance premiums will be deducted from your pension check each month.  If your pension check is not large enough, please let us know and we will direct bill you.  Dental insurance is directly billed from Humana or MetLife (MedCom is the billing service for MetLife) and is not deducted from your FRS check.

Retiree Insurance Information for 2024:

2024 Retiree Beneflex Guide
2024 Retirement Benefits Election & Change Form
2024 Retiree Rate Chart
2024 Medical Comparison Chart
Retiree Insurance Video
FAQ Sick and Vacation Pay at Retirement