Life Insurance:

While no amount of income can compensate for the death of a family member, it is comforting to know that survivors are able to meet family financial obligations through a sound life insurance program.

 Your Life Insurance Plan Includes:

• Basic Employee Term Life
• Optional Employee Term Life
• Optional Dependent Term Life (Spouse & Child[ren])
• Optional Family Term Life

Pinellas County Schools provides Basic Employee Term Life insurance coverage through The Standard Insurance Company. It is one times your annual base salary, rounded up to the next $1000, with minimum coverage of $15,000.  

For example:

Pinellas County Schools also provides Basic Employee Accidental Death and Dismemberment Insurance of $2,000 at no cost for employees. 

As a New Hire or during Annual Enrollment, employees can enroll in Optional Term Life for themselves, their spouse, child(ren) and family. Optional Term Life coverage provides options of up to $500,000 for yourself, $100,000 for your spouse and $10,000 for your dependent child(ren).

Review The Standard Insurance Company Life and AD&D Insurance Plans and Rates.

Beneficiary Information:
A beneficiary is the person or entity who will receive the benefit in the event of your death. You may choose more than one beneficiary and designate them as primary or secondary beneficiaries. Your primary beneficiary is the first in line to receive your death benefit. If the primary beneficiary dies before you, a secondary beneficiary is next in line. Total percentage amounts for both primary and secondary beneficiaries must equal 100%.

You may update your life insurance beneficiaries at any time to ensure that your benefits will be accurately distributed by The Standard Insurance Company. To change or update your beneficiary information, you must complete the Benefits Enrollment & Change Form and submit it to the Risk Management Benefits Team:
2025 Enrollment and Change Form

If you have any questions regarding your beneficiaries, please contact the Benefits Team at 727-588-6197.

Helpful Links: 

2025 Life Insurance Plans

2025 Rate Chart
The Standard - Life Insurance Medical History Statement Instructions (online application)

Additional Benefits Offered by The Standard Company: 

Life Services Toolkit (English) - Support Services offered by The Standard
Life Services Toolkit Online Will Preparation  (provided through Health Advocate)

Travel Assistance Program for Employees  (English)
Travel Assistance Program for Employees  (Spanish)

Travel Assistance - Program Description  (English)
Travel Assistance - Program Description  (Spanish)

Frequently Asked Questions - Travel Assistance  (English)
Frequently Asked Questions - Travel Assistance  (Spanish)

Life Portability Application - The Standard Life Portability Application
Life Claim Packet - The Standard Life Claim Packet

Request for Group Life Conversion Materials -  The Standard Request for Conversion Materials

FAQ - Evidence of Insurability

Disabled Child Forms - Should be submitted prior to your dependent turning 26: 
Eligibility of the dependent will be reviewed at the time of claim. In order to determine if your child qualifies to be covered, you may submit the form below and have The Standard Insurance Company determine if they are eligible after age 26.

Continued Dependent Life for a Disabled Child  (English)
Continued Dependent Life for a Disabled Child  (Spanish)

Certificates - Certificates of Coverage